July 31st 2013 was the last day for filing Income Tax Returns (ITR) for FY 2013-2014 and mainly for the FY 2012-2013. Since many of the tax payers went on to file their IT returns on the last day(July 31st), the portal was overloaded on… Read More »Are you filing your IT Returns after the deadline?
Have goals while saving This can be easy for short-term saving goals such as saving money to buy a camera, mobile etc. For long term goals, such as retirement, it requires a detailed level planning to see how you will be able to achieve you… Read More »Tips to start saving money
Insurance gives financial protection against a loss arising out of happening of an uncertain event. A person can avail this protection by paying premium to an insurance company. Why people opt for Insurance? We all know that in a human life, there are a lot… Read More »Basics of Insurance
In this age that we are living, it has become very easy to attract people to live beyond their means. Be it a car or a house, the common term that people use is EMI, and nowadays even for goods like mobiles and cameras. We… Read More »How to say if you are living beyond your means?
In many cases, a person falling into a debt trap will have at least two personal loans and a few credit cards. In order to service one loan, the person borrows from other sources which will only aggravate the problem thus leading to a debt… Read More »How to get out of a debt trap?
When you face a financial crisis such as jobloss, business failure or a medical emergency, your response to each of them has to be the same. For those in a financial struggle, credit cards give a temporary sense of remorse but actually it is only… Read More »Things to do before you end up in a credit card debt
There are a lot of factors which are to be considered before while investing even in the right kind of investment. More than rules, these are principles by which you can secure your future and celebrating your present. These principles are not susceptible to time… Read More »Investment: Rules to secure your financial future
A credit card debt is a financial obstacle that can hold you back and put you in harm’s way if not acted upon. Such a debt can hold you from truly enjoying your life as the interest rates on an average are about 13-16 percent.… Read More »How to achieve independence from credit card debts?
We all know that online banking is here and it’s catching up fast. They seem to cover all your finances, be it interest rates, customer service, Know Your Customer (KYC), and the advantage of 24/7 access to your financial accounts. The fine line between the… Read More »Banking online or old fashioned way?