What is a budget? It is an easy and smart tool that should be used to take care and control of your finances. Budgeting is also referred to as a “money-diet.” A healthy and accurate diet is nothing but a balance of all the things… Read More »How to take be on a “money-diet”?
When you are in the mid-20s, you have just begun earning and life is nothing but spending and feeling the fresh of money and freedom. When in 30s, life becomes more about doubling of joy at the same time with added responsibilities of making and… Read More »What should you be not doing in your 40s and 50s?
In day to day life, we come across many financial jargons (or money jargons) when discussing with a colleague, through radio or TV commercials, in the newspaper or online. Do we know the meaning of at least the most commonly used terms? Some of us… Read More »Some “Financial” Jargon you need to know
Earning enough money to maintain the standard of living is the biggest task in everyone’s life. However, people seem to find it difficult to save or invest money even more than earning that money. Saving and investing money is equally important as earning it. People… Read More »Which is difficult – Saving money or Investing money?
Most often people don’t seem to comprehend the difference between saving money and investing money. Both of these have different objectives and serve different purposes in anyone’s financial strategy.It is important to clearly know and understand the fundamental concept of saving and investing before you… Read More »When to save and when to invest? How much to save and invest?
Everyone wants to save money and everyone follow their own tips and tricks to do that. Here are some tips to save money to generate. But you should always remember that you have developed your spending habits over the years and so you can’t change… Read More »10 Simple Ways to Save Money
India has got the first place in being retirement ready in a global survey even ahead of countries like US, the UK and China. However, the survey also revealed that Indians also thought that they are not exclusively ready in terms of having the required… Read More »80% Indians don’t have sufficient funds for retirement
We have seen a lot of tips on how to save for your retirement in the past few articles. It is not that people run away from saving for their retirement or they don’t save at all. It is just that retirement saving is not… Read More »Mistakes that will ruin your retirement
Most people are professionally well settled when they reach their 40s. However, not all of the professionally successful people are good at handling their finances or investments. To be successful in life, it is not just enough if you excel in your career and earn… Read More »How to focus on growing your wealth in your 40s